SMS Terms

JJ Consulting Inc. dba Flow Tax Solutions
Effective Date: October 29, 2026

JJ Consulting Inc. respects your privacy and your right to control how we communicate with you. This policy explains how we obtain consent, use contact information, and manage text messages, emails, telephone calls, and other electronic communications.

By voluntarily opting in to receive communications from JJ Consulting Inc., you agree to the applicable terms described below.

1. Types of Communications

JJ Consulting Inc. may communicate with clients and prospective clients through SMS (text messaging), email, and telephone for the following purposes.

Appointment and Service Communications

• Appointment confirmations, reminders, and scheduling changes.
• Responses to inquiries and consultation requests.
• Client onboarding and service updates.
• Requests for documentation and administrative follow-ups.
• Tax preparation, bookkeeping, and tax planning deadlines.
• Notifications regarding outstanding client tasks or required actions.

Marketing and Promotional Communications

• Information about tax strategy and advisory services.
• Tax planning educational resources and updates.
• Invitations to webinars, workshops, and educational events.
• Announcements about new services and special offers.
• Follow-up communications regarding previously expressed interest in our services.
• Other relevant business and tax planning information.

Consent for service-related communications and consent for marketing communications are collected and managed separately.

2. How We Obtain Consent

You may provide consent to receive SMS or marketing communications through:

• Website contact and consultation forms.
• Appointment scheduling forms.
• Electronic consent checkboxes.
• Written authorization.
• Text-message opt-in processes.
• Other legally permitted methods of express consent.

Where required, marketing text messages are sent only after obtaining your prior express written consent.

Simply providing a telephone number, submitting a website inquiry, or becoming a client does not automatically constitute consent to receive promotional text messages.

SMS consent is optional and is not required to purchase services, schedule a consultation, or engage JJ Consulting Inc.

3. SMS Messaging Terms

By opting in to receive SMS communications, you acknowledge that:

• Messages will be sent by JJ Consulting Inc. dba Flow tax solutions
• Messages may include appointment reminders, service-related information, or promotional content, depending on your consent selections.
• Message frequency varies based on your interactions with our company and the communication categories you select.
• Message and data rates may apply according to your wireless carrier.
• Wireless carriers are not responsible for delayed or undelivered messages.
• SMS delivery is not guaranteed.

To opt out: Reply STOP to a message from us
For assistance: Reply HELP or contact us at 612-293-8433.

You may also request removal from our SMS communications by emailing info@flowtaxsolutions.com.

4. Marketing Email Consent

Individuals who subscribe to our marketing email communications may receive tax planning insights, business education, service announcements, and promotional materials.

Marketing emails will identify JJ Consulting Inc. as the sender and provide a means of unsubscribing.

You may unsubscribe at any time using the unsubscribe link contained in a promotional email or by contacting our office directly.

Unsubscribing from promotional emails does not prevent us from sending necessary communications related to an existing client engagement, legal obligation, or requested service.

5. Withdrawing Consent

You may withdraw your consent to receive marketing communications at any time.

For text messages, reply STOP. For promotional emails, use the unsubscribe link or contact our office.

We will process opt-out requests in accordance with applicable laws and messaging requirements.

After an SMS opt-out, you may receive a final confirmation message acknowledging your request. We will not send further messages covered by that opt-out unless you subsequently provide valid consent or another lawful basis permits the communication.

Opting out of marketing does not terminate an existing professional engagement.

6. Protection of Mobile Information and Consent Records

JJ Consulting Inc. does not sell, rent, or share mobile phone numbers or SMS opt-in consent information with third parties or affiliates for their independent marketing or promotional purposes.

No mobile information or SMS consent information will be shared with third parties or affiliates for marketing or promotional purposes.

We may share information with service providers acting on our behalf solely to facilitate authorized business communications, subject to appropriate confidentiality and data protection requirements.

We maintain consent and communication preference records as reasonably necessary to administer our messaging programs, comply with applicable law, and respect opt-out requests.

7. Confidential Financial Information

Because JJ Consulting Inc. provides tax and financial services, protecting confidential client information is especially important.

We do not recommend transmitting Social Security numbers, bank account credentials, complete tax returns, or other highly sensitive financial documents through ordinary text messaging.

Clients should use the secure client portal or other approved document delivery methods when submitting sensitive financial information.

Text messages may be used to notify clients that action is required, but confidential financial records should be exchanged through appropriate secure channels.

8. Automated Communications and Technology

JJ Consulting Inc. may use customer relationship management software, scheduling systems, and automated communication platforms to deliver authorized messages.

These technologies may assist with:

• Appointment reminders and confirmations.
• Follow-up communications.
• Client service notifications.
• Educational and marketing campaigns.
• Communication preference management.

Automated promotional texts and calls will be made only with the consent required by applicable law.

Consent to receive automated marketing communications is not a condition of purchasing any goods or services.

9. Third-Party Messaging Services

We may use professional technology providers to manage appointment scheduling, email communications, and SMS delivery.

Such providers may process contact information as necessary to deliver communications on our behalf.

These providers are not authorized to use your mobile information or SMS consent for their independent marketing campaigns.

10. Changes to This Policy

JJ Consulting Inc. may update this policy periodically to reflect changes in our services, communication practices, technology, or applicable regulations.

Updated versions will be posted on our website with a revised effective date.

Material changes affecting previously obtained consent will be handled in accordance with applicable law.

11. Contact Information

For questions about this policy, communication preferences, or consent requests, please contact:

JJ Consulting Inc.
Maple Lake, Minnesota
Phone: 612-293-8433
Email: info@flowtaxsolutions.com
Website: https://jjtaxstrategy.com

For additional information about how we collect, use, and protect personal information, please review our website Privacy Policy.

We respect your privacy, protect your information, and believe communication should always be relevant, professional, and within your control.