Privacy Policy

JJ Consulting Inc. dba Flow Tax Solutions
Effective Date: October 26, 2026

At JJ Consulting Inc., protecting your privacy and financial information is a responsibility we take seriously. Whether you are exploring tax-saving opportunities, requesting a consultation, or engaging us for professional services, we are committed to treating your personal and financial information with confidentiality, care, and professionalism.

This Privacy Policy explains how we collect, use, protect, and disclose information obtained through our website, communications, and professional services.

1. Information We Collect

We may collect personal and business information when you visit our website, complete a contact or qualification form, schedule a consultation, subscribe to communications, or engage our services.

Information may include:

• Contact Information: Name, email address, telephone number, mailing address, and business name.
• Business Information: Business structure, industry, revenue ranges, business operations, and financial goals.
• Financial and Tax Information: Income, expenses, tax returns, financial statements, accounting records, and other documents necessary to provide professional services.
• Website Information: IP address, browser type, pages visited, referral sources, and website interactions.
• Communication Information: Messages, inquiries, consultation requests, and information voluntarily shared with our team.

We only request sensitive financial and tax information when it is reasonably necessary for an authorized business purpose.

2. How We Use Your Information

JJ Consulting Inc. may use collected information to:

• Evaluate potential tax strategy and advisory opportunities.
• Determine whether our services are appropriate for your needs.
• Prepare customized tax-saving recommendations.
• Provide tax preparation, accounting, bookkeeping, and consulting services.
• Schedule appointments and communicate with prospective and existing clients.
• Deliver educational resources, newsletters, and marketing communications consistent with applicable law and your communication preferences.
• Improve our website, client experience, and professional services.
• Meet applicable legal, regulatory, professional, and recordkeeping obligations.

Submitting an inquiry or requesting a consultation does not establish a professional client relationship. A formal engagement begins upon acceptance of an applicable engagement agreement.

3. Confidentiality of Your Financial Information

We recognize that tax and financial information is highly sensitive.

JJ Consulting Inc. maintains policies and procedures intended to protect confidential client information and restrict access to individuals who have a legitimate business need.

We do not sell your tax returns, financial statements, Social Security numbers, or confidential client financial records.

We disclose confidential taxpayer information only as authorized by the client or otherwise permitted or required by applicable law, including applicable federal tax return information confidentiality requirements.

Where required, we obtain appropriate consent before using or disclosing tax return information for purposes outside those permitted by law.

4. Information Sharing and Third-Party Service Providers

We may work with trusted service providers that assist with business operations, including:

• Secure document management and client portals.
• Appointment scheduling and client communications.
• Accounting, tax preparation, and payroll software.
• Payment processing.
• Website hosting, analytics, and marketing technology.
• Information technology and data security support.

These providers may receive information reasonably necessary to perform authorized services, subject to applicable confidentiality, security, and legal requirements.

We may also disclose information when required by law, to respond to lawful legal process, protect our legal rights, or comply with professional obligations.

We do not authorize third parties to use confidential taxpayer information for unrelated advertising or marketing purposes without the consent required by law.

5. Website Cookies, Analytics, and Advertising

Our website may use cookies and similar technologies to support website functionality, understand visitor activity, improve performance, and measure advertising effectiveness.

We may use website analytics and advertising tools, including services associated with Google and Meta (Facebook), where enabled.

These tools may collect information about website activity, such as pages visited, browser information, and interactions with advertising.

Advertising and analytics technologies may operate under their providers’ own privacy policies.

You may manage cookies through your browser settings and, where available, through our website’s consent or privacy controls.

We do not intentionally provide Social Security numbers, tax returns, or confidential tax documents to advertising platforms for advertising targeting.

6. Email, Telephone, and Text Communications

When you provide your contact information, we may contact you regarding your inquiry, scheduled appointments, requested services, or ongoing client engagement.

If you separately consent to receive promotional emails or marketing text messages, we may also send educational information, tax planning updates, and service announcements.

You may unsubscribe from promotional emails using the unsubscribe instructions included in those communications or request removal by contacting us directly.

For marketing text messages, you may reply STOP to opt out where that functionality is supported.

Consent to receive marketing communications is not a condition of purchasing our services.

We encourage clients not to send Social Security numbers, complete tax returns, banking credentials, or other highly sensitive documents through unsecured email, website contact forms, or ordinary text messages. When sensitive documentation is required, we will provide instructions for an appropriate secure submission method.

7. Data Security

JJ Consulting Inc. uses administrative, technical, and physical safeguards designed to protect personal and confidential financial information against unauthorized access, disclosure, alteration, or loss.

Our information security practices are intended to comply with applicable federal and state requirements, including applicable provisions of the Gramm-Leach-Bliley Act and the Federal Trade Commission’s Safeguards Rule.

Although we take reasonable precautions to protect information, no internet transmission or electronic storage system can be guaranteed to be completely secure.

8. Information Retention

We retain personal, financial, and tax information for as long as reasonably necessary to:

• Provide the services requested.
• Maintain appropriate business and professional records.
• Fulfill applicable tax, legal, and regulatory obligations.
• Resolve disputes and enforce agreements.
• Protect legitimate business interests.

When information is no longer required, we take appropriate steps to securely delete, destroy, or de-identify it in accordance with applicable requirements and our retention policies.

9. Your Privacy Rights

Depending on your state of residence and applicable law, you may have rights relating to your personal information, including the ability to request access, correction, or deletion of certain information.

You may also have the right to opt out of certain data processing activities or withdraw consent where applicable.

To submit a privacy-related request, please contact us using the information provided below.

We will review and respond to requests in accordance with applicable law. Certain information may need to be retained to satisfy tax, regulatory, contractual, or other legal obligations.

We may take reasonable steps to verify your identity before responding to requests involving confidential information.

10. Artificial Intelligence (AI) Use and Client Data Protection

JJ Consulting Inc. recognizes the value of artificial intelligence (AI) and emerging technologies in improving efficiency, research capabilities, and the delivery of professional services.

We may use AI-assisted technology to support certain business activities, including:

• Researching tax laws, regulations, and potential tax-saving strategies.
• Assisting with financial analysis and business planning.
• Organizing information and improving administrative efficiency.
• Preparing preliminary drafts of reports, correspondence, and educational materials.
• Supporting internal workflows and client communications.

Our commitment to responsible AI use

AI is a tool that supports our professionals. It does not replace their experience, professional judgment, or responsibility to our clients.

Tax strategies, recommendations, and other professional advice are subject to appropriate human review and verification before being provided to clients.

Protection of confidential client information

We are committed to protecting confidential taxpayer and financial information when evaluating or using AI technologies.

Our AI-related information handling practices are governed by the following principles:

• We do not disclose personal information when identifiable information is unnecessary for a particular AI-assisted task.
• Access to AI-assisted workflows involving confidential information is restricted to authorized personnel for legitimate business purposes.
• AI vendors that process confidential client information are evaluated for appropriate security, confidentiality, data retention, and information-use protections.
• Confidential client information will not be intentionally provided to AI services for unrelated advertising, general model training, or other unauthorized purposes.

Human oversight and professional accountability

AI-generated information may contain errors, outdated interpretations, or incomplete conclusions.

Accordingly, JJ Consulting Inc. remains responsible for reviewing AI-assisted work and exercising independent professional judgment.

We do not rely solely on automated AI-generated conclusions when making material tax recommendations or providing individualized professional advice.

Transparency and client questions

Clients may contact us with questions about our use of AI in connection with their services or the handling of their personal information.

Our use of AI remains subject to applicable privacy laws, professional standards, contractual confidentiality obligations, and taxpayer information protection requirements.

11. Third-Party Websites

Our website may contain links to external websites, platforms, or services that JJ Consulting Inc. does not operate or control.

We are not responsible for the privacy practices or content of these third-party websites. We encourage visitors to review the privacy policies of any external services they use.

12. Children’s Privacy

Our website and professional services are intended for adults and business owners.

We do not knowingly collect personal information directly from children under the age of 13 through our website without appropriate parental consent.

Information concerning dependents may be collected from clients when necessary to provide authorized tax and financial services.

13. Changes to This Privacy Policy

JJ Consulting Inc. may update this Privacy Policy periodically to reflect changes in business practices, technology, services, or applicable law.

Updates will be posted on our website with a revised effective date.

Continued use of our website following an update constitutes acknowledgment of the updated policy, to the extent permitted by law.

14. Contact Us

If you have questions about this Privacy Policy or how we handle your personal information, please contact:

JJ Consulting Inc.
Email: info@flowtaxsolutions.com
Phone: 612-293-8433
Website: https://jjtaxstrategy.com

Your financial information deserves the same thoughtful protection as your financial future. At JJ Consulting Inc., client confidentiality is a fundamental part of the trust you place in us.